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Wedding Budget Tips
If the sky's the
limit and money is no object - skip this section!
Okay, now we've gotten rid of Melissa Rivers and her ilk, those of us in
the real world can get down to the nitty gritty. When you start planning
a wedding, the two most important things to determine are your budget
and your guest list. One effects the other. You can choose to start your
guest list first or your budget first. Take a peek at our great Guest
List Tips.
"Why does she
say it doesn't matter if you start the budget or guest list first?"
Expect your reception to account for about 38% of your total budget.
Caterers calculate their fees based on a head count (per person). Head
count will also let you know how many chairs you'll need, plates, cups,
saucers, and so on, right down to how many salt and pepper shakers
you'll need.
So if your reception will take about 38% of your
budget, who gets the rest? We're glad you asked. The following chart
will give you the average breakdown of expenditures in the US.

This might be helpful
too. The most recent figures show that the average wedding in the US
costs about $20,000. There are an average of 200 guests and 5
bridesmaids. Here's a breakdown of average US wedding expenditures.
|
Category
|
Amount
|
|
Invitations,
Announcements, Thank You Notes, Etc. |
$ 327.00 |
|
Flowers |
$ 756.00 |
|
Photography &
Videography |
$ 1,311.00 |
|
Music |
$ 830.00 |
|
Officiant & Ceremony
Site Fee |
$ 232.00 |
|
Limousine |
$ 393.00 |
|
Gifts for Attendants |
$ 308.00 |
|
Wedding Rings (both
Bride's & Groom's) |
$ 1,016.00 |
|
Engagement Ring |
$ 3,044.00 |
|
Rehearsal Dinner |
$ 698.00 |
|
Bridal Gown |
$ 823.00 |
|
Wedding Veil & Headpiece |
$ 166.00 |
|
Bridesmaids' Apparel
(for 5 bridesmaids) |
$ 790.00 |
|
Mother of the Bride's
Apparel |
$ 231.00 |
|
Groom's Formalwear
(rented) |
$ 95.00 |
|
Groomsmen's Formalwear
(rented) |
$ 449.00 |
|
Wedding Reception |
$ 7,635.00 |
|
GRAND TOTAL |
$ 19,104.00 |
Source: BRIDE'S "1997
Millennium Report: Love and Money"
Who Pays?
Ah, the big question.
You and your groom need to sit down together and determine if you will
be paying for your wedding yourselves or if your parents will pay for
some or all. The outline below provides the customary division of who
pays for what.
Expenses of the
Bride & Bride's Family
- Bridal Consultant's
fees.
- Bride's wedding gown,
shoes and accessories.
- Wedding invitations,
inserts, thank you notes, stationery and postage.
- Flowers for ceremony
and reception (except bride's bouquet, boutonnieres and corsages).
- Ceremony costs (except
officiant's fee).
- Reception costs.
- Photography.
- Videography.
- All Musicians,
Soloists and/or DJ.
- Transportation of
bride's attendants and bride's family to and from ceremony.
- Transportation of
bride's attendants and bride's family to and from reception.
- Bride's gifts to
bridesmaids and flower girl.
- Bride's gift to her
groom.
- Groom's wedding ring.
- Security guards, if
necessary.
- Traffic control, if
necessary.
- Transportation and
accommodations for bride's family.
- Accommodations
for bridesmaids and flower girl.
- Optional -
Bridesmaids' and flower girl's dresses, shoes and accessories.
- Bridesmaid Luncheon or
Dinner.
Expenses of
the Groom & Groom's Family
- Groom's attire, shoes
and accessories.
- Optional - Attire for
Groomsmen and Ushers.
- Bride's bouquet,
boutonnieres and corsages (mothers, grandmothers, bride's going-away).
- Officiant's fee.
- Marriage license,
blood tests and physical exams.
- Groom's gift to
groomsmen and ushers.
- Groom's gift to his
bride.
- Engagement ring.
- Bride's wedding ring.
- Transportation of
groomsmen, ushers and groom's family to and from ceremony.
- Transportation of
groomsmen, ushers and groom's family to and from reception.
- Honeymoon expenses.
- Rehearsal Dinner.
- Bachelor Dinner.
- Transportation and
accommodations for groom's family.
- Accommodations
for groomsmen and ushers.
Expenses of the
Bridesmaids
- Their attire, shoes
and accessories, if not provided by bride.
- Contribution to
bridesmaid's group gift.
- Individual wedding
gift.
- Their own
transportation and accommodations, if not provided by bride.
Expenses of the
Groomsmen and Ushers
- Their attire, shoes
and accessories.
- Bachelor Dinner.
- Contribution to
groomsmen's group gift.
- Individual wedding
gift.
- Their own
transportation and accommodations, if not provided by groom.
It is
interesting to note, that now 4 out of 5 engaged couples pay for some or
all of their weddings. Nothing is set in stone. Often when one family
has greater financial resources than the other family, they will offer
to pay for some of the extras. When this is the case, you need to be
very sensitive that feelings are not hurt. For example, the groom's
family is more prosperous than the bride's family. The groom's family
might offer to buy the bride's attire. The bride's family could be
offended. If you'd like to accept the groom's family's offer, a tactful
way to handle it could be to ask that both mother's join you on your
shopping trip and accept the gift as a reimbursement. In other words,
you pay and then let the groom's family pay you back. Tell the groom's
family how much you appreciate their generosity, explain that you don't
want your own family to be hurt and that their opinions matter to you
too. It is tricky and odds are someone's feelings will be hurt. It's up
to you to ensure that everyone gets along - like you don't have enough
to do!
Money often comes with strings attached. You and your
groom will have to decide together how to handle that. If your folks are
paying for the music, they're going to want a band or DJ who plays their
"kind of music." If someone is paying for something, their opinion does
count. Yes, it is your wedding. But, if it's not your money, you need to
be a little flexible. You are going to love your wedding - I promise. If
your mom wants stuffed mushrooms and she's paying for the food, get them
and something you like. A marriage is built on compromises, get used to
that now.
"They Won't Pay!"
"My parents won't pay
their fair share!" is something I've heard again and again. Some of the
nicest women I know have become like an impudent, spoiled child who
throws a temper tantrum over a candy bar. Look, let's get this straight,
no one says your parents have to pay for anything. Don't "expect" or
"demand" it. Write your congressman; there is no law that says a parent
has to pay for their child's wedding. By the time you're old enough to
get married, they've done their jobs. Remember the clothes, the braces,
shoes, doctors, food… that was their "fair share."
I'm sorry to be so blunt,
but it's true. Go into this with the feeling of gratefulness and
graciousness. Whatever your family can or will pay for, thank them,
thank them, thank them. Your mom was right - you do catch more bees with
honey than with vinegar.
Make a Wish List
Men don't get
it when it comes to weddings. Alright, that's a sweeping generalization.
But, I'll stick by it and say it again - Men don't get it. Little girls
love weddings. Remember grabbing one of your mother's white slips and
putting it over your head like a veil? I can't prove this but I think
that most of us had our wedding pretty well planned by the time we
turned twelve. Think of it this way - General Schwarzkopf can plan one
helluva war, but would you want him to plan your wedding? Thought not.
So, take it easy on your groom; it's not his fault he's useless at
wedding planning, he's a boy. Be honest, do you really want your groom
totally involved?
That said, now is the time to make your wish list. Get
a piece of paper and write out your dream wedding. Using the categories
below, pretend there is no budget to worry about. Want a sit-down
reception? Write it down. Want the church filled with flowers? Write it
down. Enjoy.
|
Category
|
Dream
|
|
Invitations,
Announcements, Thank You Notes, Etc. |
|
|
Flowers
|
|
|
Photography &
Videography
|
|
|
Music
|
|
|
Ceremony
|
|
|
Limousine, Carriage
|
|
Rings
(Bride's & Groom's) |
|
|
Rehearsal Dinner
|
|
|
Bridal Gown, Veil,
Shoes, Etc.
|
|
|
Bridesmaids' Apparel /
Colors
|
|
|
Men's Formalwear
|
|
|
Wedding Reception
|
|
|
Other
|
|
Now you've got your
"ultimate" wedding drawn up. Take a hard look at it and go over it with
your groom to get his ideas. Did you want a seated dinner? A buffet with
serving staff is less expensive. Did you want flowers everywhere? Fill
the altar with arrangements of in-season flowers and have the florist
move them to the reception after the ceremony. Go back over your Wish
List and add a column marked "Possibilities." Your "Possibilities"
include compromises and creative substitutions for your "Dream." Keep
the list with you when you meet with your service providers. If your
florist, for example, knows your "wish" and your "possibility" he can
often come up with a wonderfully creative way to bridge the gap without
breaking the bank.
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