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Wedding Budget Tips
 

If the sky's the limit and money is no object - skip this section!
Okay, now we've gotten rid of Melissa Rivers and her ilk, those of us in the real world can get down to the nitty gritty. When you start planning a wedding, the two most important things to determine are your budget and your guest list. One effects the other. You can choose to start your guest list first or your budget first. Take a peek at our great Guest List Tips.
 

"Why does she say it doesn't matter if you start the budget or guest list first?" Expect your reception to account for about 38% of your total budget. Caterers calculate their fees based on a head count (per person). Head count will also let you know how many chairs you'll need, plates, cups, saucers, and so on, right down to how many salt and pepper shakers you'll need.
 

So if your reception will take about 38% of your budget, who gets the rest? We're glad you asked. The following chart will give you the average breakdown of expenditures in the US.
 

This might be helpful too. The most recent figures show that the average wedding in the US costs about $20,000. There are an average of 200 guests and 5 bridesmaids. Here's a breakdown of average US wedding expenditures.
 

Category

Amount

Invitations, Announcements, Thank You Notes, Etc. $ 327.00
Flowers $ 756.00
Photography & Videography $ 1,311.00
Music $ 830.00
Officiant & Ceremony Site Fee $ 232.00
Limousine $ 393.00
Gifts for Attendants $ 308.00
Wedding Rings (both Bride's & Groom's) $ 1,016.00
Engagement Ring $ 3,044.00
Rehearsal Dinner $ 698.00
Bridal Gown $ 823.00
Wedding Veil & Headpiece $ 166.00
Bridesmaids' Apparel (for 5 bridesmaids) $ 790.00
Mother of the Bride's Apparel $ 231.00
Groom's Formalwear (rented) $ 95.00
Groomsmen's Formalwear (rented) $ 449.00
Wedding Reception $ 7,635.00
GRAND TOTAL $ 19,104.00

Source: BRIDE'S "1997 Millennium Report: Love and Money"



Who Pays?
Ah, the big question. You and your groom need to sit down together and determine if you will be paying for your wedding yourselves or if your parents will pay for some or all. The outline below provides the customary division of who pays for what.
 

Expenses of the Bride & Bride's Family

  • Bridal Consultant's fees.
  • Bride's wedding gown, shoes and accessories.
  • Wedding invitations, inserts, thank you notes, stationery and postage.
  • Flowers for ceremony and reception (except bride's bouquet, boutonnieres and corsages).
  • Ceremony costs (except officiant's fee).
  • Reception costs.
  • Photography.
  • Videography.
  • All Musicians, Soloists and/or DJ.
  • Transportation of bride's attendants and bride's family to and from ceremony.
  • Transportation of bride's attendants and bride's family to and from reception.
  • Bride's gifts to bridesmaids and flower girl.
  • Bride's gift to her groom.
  • Groom's wedding ring.
  • Security guards, if necessary.
  • Traffic control, if necessary.
  • Transportation and accommodations for bride's family.
  • Accommodations for bridesmaids and flower girl.
  • Optional - Bridesmaids' and flower girl's dresses, shoes and accessories.
  • Bridesmaid Luncheon or Dinner.


Expenses of the Groom & Groom's Family

  • Groom's attire, shoes and accessories.
  • Optional - Attire for Groomsmen and Ushers.
  • Bride's bouquet, boutonnieres and corsages (mothers, grandmothers, bride's going-away).
  • Officiant's fee.
  • Marriage license, blood tests and physical exams.
  • Groom's gift to groomsmen and ushers.
  • Groom's gift to his bride.
  • Engagement ring.
  • Bride's wedding ring.
  • Transportation of groomsmen, ushers and groom's family to and from ceremony.
  • Transportation of groomsmen, ushers and groom's family to and from reception.
  • Honeymoon expenses.
  • Rehearsal Dinner.
  • Bachelor Dinner.
  • Transportation and accommodations for groom's family.
  • Accommodations for groomsmen and ushers.

Expenses of the Bridesmaids

  • Their attire, shoes and accessories, if not provided by bride.
  • Contribution to bridesmaid's group gift.
  • Individual wedding gift.
  • Their own transportation and accommodations, if not provided by bride.

Expenses of the Groomsmen and Ushers

  • Their attire, shoes and accessories.
  • Bachelor Dinner.
  • Contribution to groomsmen's group gift.
  • Individual wedding gift.
  • Their own transportation and accommodations, if not provided by groom.


It is interesting to note, that now 4 out of 5 engaged couples pay for some or all of their weddings. Nothing is set in stone. Often when one family has greater financial resources than the other family, they will offer to pay for some of the extras. When this is the case, you need to be very sensitive that feelings are not hurt. For example, the groom's family is more prosperous than the bride's family. The groom's family might offer to buy the bride's attire. The bride's family could be offended. If you'd like to accept the groom's family's offer, a tactful way to handle it could be to ask that both mother's join you on your shopping trip and accept the gift as a reimbursement. In other words, you pay and then let the groom's family pay you back. Tell the groom's family how much you appreciate their generosity, explain that you don't want your own family to be hurt and that their opinions matter to you too. It is tricky and odds are someone's feelings will be hurt. It's up to you to ensure that everyone gets along - like you don't have enough to do!
 

Money often comes with strings attached. You and your groom will have to decide together how to handle that. If your folks are paying for the music, they're going to want a band or DJ who plays their "kind of music." If someone is paying for something, their opinion does count. Yes, it is your wedding. But, if it's not your money, you need to be a little flexible. You are going to love your wedding - I promise. If your mom wants stuffed mushrooms and she's paying for the food, get them and something you like. A marriage is built on compromises, get used to that now.

 

"They Won't Pay!"
"My parents won't pay their fair share!" is something I've heard again and again. Some of the nicest women I know have become like an impudent, spoiled child who throws a temper tantrum over a candy bar. Look, let's get this straight, no one says your parents have to pay for anything. Don't "expect" or "demand" it. Write your congressman; there is no law that says a parent has to pay for their child's wedding. By the time you're old enough to get married, they've done their jobs. Remember the clothes, the braces, shoes, doctors, food… that was their "fair share."
 

I'm sorry to be so blunt, but it's true. Go into this with the feeling of gratefulness and graciousness. Whatever your family can or will pay for, thank them, thank them, thank them. Your mom was right - you do catch more bees with honey than with vinegar.

Make a Wish List
Men don't get it when it comes to weddings. Alright, that's a sweeping generalization. But, I'll stick by it and say it again - Men don't get it. Little girls love weddings. Remember grabbing one of your mother's white slips and putting it over your head like a veil? I can't prove this but I think that most of us had our wedding pretty well planned by the time we turned twelve. Think of it this way - General Schwarzkopf can plan one helluva war, but would you want him to plan your wedding? Thought not. So, take it easy on your groom; it's not his fault he's useless at wedding planning, he's a boy. Be honest, do you really want your groom totally involved?
 

That said, now is the time to make your wish list. Get a piece of paper and write out your dream wedding. Using the categories below, pretend there is no budget to worry about. Want a sit-down reception? Write it down. Want the church filled with flowers? Write it down. Enjoy.

 

Category

Dream

Invitations, Announcements, Thank You Notes, Etc.  
Flowers

 
Photography & Videography

 
Music

 
Ceremony

 
Limousine, Carriage

 
Rings
(Bride's & Groom's)
 
Rehearsal Dinner

 
Bridal Gown, Veil, Shoes, Etc.

 
Bridesmaids' Apparel / Colors

 
Men's Formalwear

 
Wedding Reception

 
Other

 


 

Now you've got your "ultimate" wedding drawn up. Take a hard look at it and go over it with your groom to get his ideas. Did you want a seated dinner? A buffet with serving staff is less expensive. Did you want flowers everywhere? Fill the altar with arrangements of in-season flowers and have the florist move them to the reception after the ceremony. Go back over your Wish List and add a column marked "Possibilities." Your "Possibilities" include compromises and creative substitutions for your "Dream." Keep the list with you when you meet with your service providers. If your florist, for example, knows your "wish" and your "possibility" he can often come up with a wonderfully creative way to bridge the gap without breaking the bank.
 

 

 

 

 

 

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